FatwaFederal TerritoriesTransactions & Finance
IRSYAD HUKUM SIRI KE-918: PENGGUNAAN E-WALLET DARI PERSPEKTIF SYARAK
What is the Islamic ruling on using e-wallets?
Short answer
Using e-wallets is generally permissible.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad al-Hukum (Umum)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Using e-wallets is generally permissible. However, it may become prohibited where there are Shariah issues such as unclear contracts (gharar), funds kept in conventional financial institutions, rewards or cashback involving riba or gharar, and operators using funds without user consent. Muslim users are advised to choose e-wallets recognised as Shariah-compliant, and operators are urged to obtain such recognition through qualified Shariah advisers.
Written in our own words from the original fatwa — check the source before acting on it.
Hukum penggunaan e-wallet secara umum adalah harus.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “IRSYAD HUKUM SIRI KE-918: PENGGUNAAN E-WALLET DARI PERSPEKTIF SYARAK”, 18 July 2025. https://muftiwp.gov.my/ms/artikel/irsyad-hukum/umum/6323-irsyad-hukum-siri-ke-918-penggunaan-e-wallet-dari-perspektif-syarak. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-using-e-wallets-in-islam/