FatwaPerakTransactions & Finance
Penggunaan e-Wallet Mengikut Perspektif Syarak
Is using an e-wallet permissible in Islam?
Short answer
Using an e-wallet is permissible provided it meets the set parameters.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Perak State Mufti Department
- Status
- Fatwa committee decision
- Series
- Fatwa Yang Tidak Diwartakan
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Using an e-wallet is permissible provided it meets the set parameters. These include transacting through operators approved and regulated by the relevant authority, both user and operator understanding their rights and responsibilities as contracting parties, and no element of coercion. Operators must state clearly the contract used and its implications, provide a refund mechanism when an account is closed or the user dies, and users should use a Shariah-compliant e-wallet.
Written in our own words from the original fatwa — check the source before acting on it.
Jawatankuasa berpendapat Penggunaan e-wallet adalah diharuskan dengan syarat menepati parameter yang ditetapkan seperti berikut:
Read the full fatwa on the Perak website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Perak State Mufti Department. “Penggunaan e-Wallet Mengikut Perspektif Syarak”, date not stated. https://mufti.perak.gov.my/images/Fatwa%20tidak%20warta/22%20PENGGUNAAN%20e-WALLET%20MENGIKUT%20PERSPEKTIF%20SYARAK.pdf. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/is-using-e-wallet-permissible-in-islam/