FatwaKedahTransactions & Finance
HUKUM PENGGUNAAN e-WALLET MENURUT PERSPEKTIF SYARAK
What is the Islamic ruling on using e-Wallets for digital transactions?
Short answer
The Kedah State Fatwa Committee ruled that using e-Wallets for digital transactions is permissible subject to certain conditions.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Kedah State Mufti Department
- Status
- Opinion (irsyad)
- Series
- Irsyad Al-Fatwa
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The Kedah State Fatwa Committee ruled that using e-Wallets for digital transactions is permissible subject to certain conditions. Transactions must go through operators approved and regulated by the authorities, involve no coercion, and both parties must understand how the e-Wallet works as well as their rights and responsibilities. Operators must clearly state the contract used and its implications, provide a refund mechanism when an account is closed or the user dies, and are advised to consult a certified Shariah adviser. Users are encouraged to choose Shariah-compliant e-Wallets and to exercise caution.
Written in our own words from the original fatwa — check the source before acting on it.
Oleh itu, berdasarkan kaedah-kaedah pelaksanaan aplikasi e-Wallet di atas, maka Jawatankuasa Fatwa memutuskan bahawa hukum penggunaan aplikasi e-Wallet dalam transaksi digital yang dinyatakan itu adalah diharuskan dengan memenuhi syarat-syarat berikut;
Read the full fatwa on the Kedah website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Kedah State Mufti Department. “HUKUM PENGGUNAAN e-WALLET MENURUT PERSPEKTIF SYARAK”, date not stated. https://ifatwa.kedah.gov.my/wp-content/uploads/2022/08/15-HUKUM-PENGGUNAAN-e-WALLET-MENURUT-PERSPEKTIF-SYARAK.pdf. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-using-e-wallet-digital-transactions/