FatwaSelangorZakat
FATWA HUKUM PEMBIAYAAN MIKRO DENGAN MENGGUNAKAN DANA ZAKAT SECARA QARD
Is it permissible to distribute zakat funds through qard microfinancing in Selangor?
Short answer
Distributing zakat through microfinancing by a party appointed as distribution agent (wakalah) by the Selangor Zakat Board is permissible under Islamic law.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Selangor State Mufti Department
- Status
- Gazetted
- Series
- Keputusan Fatwa Diwartakan
- Topic
- Zakat
Gazette evidence in the source: Sel. P.U. 3
Summary
Distributing zakat through microfinancing by a party appointed as distribution agent (wakalah) by the Selangor Zakat Board is permissible under Islamic law. The implementing party must first pay the full zakat amount allocated for Selangor to the Board and apply for the wakalah. Recipients must be eligible poor (fakir) or needy (miskin) asnaf, funds must be disbursed within one year, repayments must be redistributed to other asnaf within one year, and distribution must be completed within three years. The party may not impose penalties on recipients or take any profit from the financing.
Written in our own words from the original fatwa — check the source before acting on it.
Pengagihan zakat secara pembiayaan mikro di Negeri Selangor oleh mana-mana pihak yang diberikan wakalah agihan oleh Lembaga Zakat Selangor ("LZS") adalah harus dilaksanakan menurut hukum syarak.
Read the full fatwa on the Selangor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Selangor State Mufti Department. “FATWA HUKUM PEMBIAYAAN MIKRO DENGAN MENGGUNAKAN DANA ZAKAT SECARA QARD”, date not stated. https://www.muftiselangor.gov.my/2025/02/05/fatwa-hukum-pembiayaan-mikro-dengan-menggunakan-dana-zakat/. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/zakat-funds-qard-microfinancing-selangor-ruling/