FatwaSarawakZakat
PEMBIAYAAN MIKRO MENGGUNAKAN DANA ZAKAT SECARA QARD
Is it permissible to distribute zakat funds through qard-based microfinancing in Sarawak?
Short answer
The Sarawak Fatwa Board ruled that distributing zakat through microfinancing by a party granted distribution wakalah by the Sarawak Islamic Council (MIS) is permissible.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Sarawak State Mufti Department
- Status
- Fatwa committee decision
- Series
- Info Fatwa
- Topic
- Zakat
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The Sarawak Fatwa Board ruled that distributing zakat through microfinancing by a party granted distribution wakalah by the Sarawak Islamic Council (MIS) is permissible. The party must first pay in full the zakat amount allocated to MIS and apply for distribution wakalah. Recipients must meet the asnaf criteria, funds must be disbursed within one year, repayments must be lent to other asnaf within one year, and distribution must be completed within three years. The implementing party may not impose penalties or take any profit, and the sponsor must set up a separate account and an internal compliance committee.
Written in our own words from the original fatwa — check the source before acting on it.
Pengagihan zakat secara pembiayaan mikro oleh mana-mana pihak yang diberikan wakalah agihan oleh Majlis Islam Sarawak (MIS) adalah harus dilaksanakan menurut hukum syarak.
Read the full fatwa on the Sarawak website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Sarawak State Mufti Department. “PEMBIAYAAN MIKRO MENGGUNAKAN DANA ZAKAT SECARA QARD”, date not stated. https://muftinegeri.sarawak.gov.my/web/subpage/fatwa_list/#pembiayaan-mikro-menggunakan-dana-zakat-secara-qard. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/microfinancing-using-zakat-funds-qard/