FatwaFederal TerritoriesTransactions & Finance
IRSYAD HUKUM SIRI KE-638: ISU SYARIAH BERKAITAN PENGUNAAN SHOPEE PAY LATER
What is the ruling on using Shopee Pay Later (SPayLater)?
Short answer
A one-off payment within the one-month period raises no Shariah issue if it is settled within the set time.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad al-Hukum (Umum)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
A one-off payment within the one-month period raises no Shariah issue if it is settled within the set time. If the customer pays late and a late payment fee is charged, riba occurs, which is prohibited. The instalment option has two Shariah issues, namely the processing fee and the late payment fee, because charges exceeding actual operating costs and actual losses form part of riba. Muslims are prohibited from engaging in transactions involving riba.
Written in our own words from the original fatwa — check the source before acting on it.
Caj Lewat Bayar di atas dilihat mempunyai unsur riba yang jelas.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “IRSYAD HUKUM SIRI KE-638: ISU SYARIAH BERKAITAN PENGUNAAN SHOPEE PAY LATER”, 5 November 2021. https://muftiwp.gov.my/ms/artikel/irsyad-hukum/umum/5049-irsyad-al-fatwa-siri-ke-638-isu-syariah-berkaitan-pengunaan-shopee-pay-later. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-using-shopee-pay-later/