FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #1983: ISU SYARIAH BERKAITAN PENGGUNAAN SHOPEE PAY LATER
What is the ruling on using Shopee Pay Later now that it has received Shariah-compliant recognition?
Short answer
Using Shopee Pay Later is now ruled permissible. The earlier prohibition was due to late payment charges, which amount to riba al-Qard.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Using Shopee Pay Later is now ruled permissible. The earlier prohibition was due to late payment charges, which amount to riba al-Qard. Since those charges were replaced by an account freeze and a RM10 penalty, with any amount above actual cost donated to charity, and the policy was verified by a Shariah advisory firm, the reason for the prohibition no longer exists. The public is still advised to be cautious about taking on debt.
Written in our own words from the original fatwa — check the source before acting on it.
Hukum penggunaan Shopee Pay Later kini adalah harus kerana illah atau sebab pengharamannya sebelum ini iaitu adanya riba al-Qard dalam polisi mereka.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #1983: ISU SYARIAH BERKAITAN PENGGUNAAN SHOPEE PAY LATER”, 23 April 2024. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/5895-al-kafi-1983-isu-syariah-berkaitan-penggunaan-shopee-pay-later. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/is-shopee-pay-later-permissible-shariah-compliant/