FatwaFederal TerritoriesZakat
IRSYAD HUKUM SIRI KE-699: ADAKAH DIKENAKAN ZAKAT PADA EMAS YANG TELAH DIGADAI
Is zakat obligatory on gold that has been pawned or pledged as collateral?
Short answer
Gold that has been pawned or pledged as collateral remains subject to zakat once it reaches the nisab as calculated by the state zakat office and a full lunar year (haul) has passed.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad al-Hukum (Umum)
- Topic
- Zakat
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Gold that has been pawned or pledged as collateral remains subject to zakat once it reaches the nisab as calculated by the state zakat office and a full lunar year (haul) has passed. This is because the pledgor still holds complete ownership of the gold despite it being used as security for a debt. In the Shafi'i school, the underlying debt does not prevent the obligation of zakat.
Written in our own words from the original fatwa — check the source before acting on it.
Emas yang dicagar atau digadai wajib dikeluarkan zakat sekiranya cukup nisabnya (kadar yang diwajibkan zakat) mengikut perkiraan yang ditentukan oleh pejabat zakat negeri dan telah mencapai haul (tempoh setahun).
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “IRSYAD HUKUM SIRI KE-699: ADAKAH DIKENAKAN ZAKAT PADA EMAS YANG TELAH DIGADAI”, 4 July 2022. https://muftiwp.gov.my/ms/artikel/irsyad-hukum/umum/5310-irsyad-al-fatwa-siri-ke-699-adakah-dikenakan-zakat-pada-emas-yang-telah-digadai. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/zakat-on-pawned-gold/