FatwaJohorZakat
PEMBAYARAN ZAKAT BAGI SEMUA JENIS PENGELUARAN DI KUMPULAN WANG SIMPANAN PEKERJA (KWSP)
Is zakat compulsory on EPF savings, and when may it be paid?
Short answer
An EPF contributor who has received their savings, or is eligible to withdraw but chooses to leave them in the EPF, must pay zakat every year if the nisab and haul are met.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Johor State Mufti Department
- Date
- Status
- Fatwa committee decision
- Series
- Fatwa Negeri Johor
- Topic
- Zakat
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
An EPF contributor who has received their savings, or is eligible to withdraw but chooses to leave them in the EPF, must pay zakat every year if the nisab and haul are met. This is because the money is fully owned by the contributor, including savings above one million that may be withdrawn at any time. Contributors are encouraged to pay zakat immediately upon receiving the money if the nisab is met, without waiting a full year, for all types of full or partial withdrawals permitted by the EPF.
Written in our own words from the original fatwa — check the source before acting on it.
Pencarum Kumpulan Wang Simpanan Pekerja (KWSP) yang telah menerima wang simpanannya atau telah layak untuk mengeluarkan wang simpanan KWSP tersebut tetapi memilih untuk terus menyimpan di KWSP
Read the full fatwa on the Johor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Johor State Mufti Department. “PEMBAYARAN ZAKAT BAGI SEMUA JENIS PENGELUARAN DI KUMPULAN WANG SIMPANAN PEKERJA (KWSP)”, 25 September 2019. https://said.johor.gov.my/perkhidmatan/paparan_detail_fatwa.php?id=102. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/zakat-on-epf-withdrawals-all-types/