FatwaJohorZakat
PERMOHONAN PANDANGAN BAGI JENIS PEMBAYARAN ZAKAT KUMPULAN WANG SIMPANAN PEKERJA (KWSP).
When is zakat obligatory on EPF savings, and may it be paid immediately upon withdrawal?
Short answer
An EPF contributor who has received their savings, or is eligible to withdraw but chooses to keep them in the EPF, must pay zakat every year if the nisab and haul are met.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Johor State Mufti Department
- Date
- Status
- Fatwa committee decision
- Series
- Fatwa Negeri Johor
- Topic
- Zakat
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
An EPF contributor who has received their savings, or is eligible to withdraw but chooses to keep them in the EPF, must pay zakat every year if the nisab and haul are met. This also applies to savings that may be withdrawn at any time, such as amounts above one million, because the money is fully owned by the contributor. However, contributors are encouraged to pay zakat right after receiving the withdrawal if the nisab is met, without waiting a year, whether the withdrawal is full or partial as permitted by the EPF.
Written in our own words from the original fatwa — check the source before acting on it.
Pencarum kumpulan wang simpanan pekerja (KWSP) yang telah menerima wang simpanannya atau telah layak untuk mengeluarkan wang simpanan KWSP tersebut tetapi memilih untuk terus menyimpan di KWSP
Read the full fatwa on the Johor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Johor State Mufti Department. “PERMOHONAN PANDANGAN BAGI JENIS PEMBAYARAN ZAKAT KUMPULAN WANG SIMPANAN PEKERJA (KWSP).”, 25 September 2019. https://said.johor.gov.my/perkhidmatan/paparan_detail_fatwa.php?id=1364. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/zakat-on-epf-savings-nisab-haul/