FatwaSelangorTransactions & Finance
Fatwa Pembiayaan Pendidikan Perbadanan Tabung Pendidikan Tinggi Nasional (Ptptn) Berasaskan Konsep Ja’alah
What is the Selangor fatwa ruling on PTPTN education financing based on the ja'alah concept?
Short answer
The Selangor State Fatwa Committee agreed to the PTPTN service charge under the concept of wages (ijarah), provided the rate is reasonable and does not burden students.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Selangor State Mufti Department
- Status
- Fatwa committee decision
- Series
- Keputusan Fatwa Tidak Diwartakan
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The Selangor State Fatwa Committee agreed to the PTPTN service charge under the concept of wages (ijarah), provided the rate is reasonable and does not burden students. PTPTN may claim compensation from students who hold permanent jobs and are financially able but deliberately refuse to repay, while those without permanent jobs and without financial means are not charged. PTPTN must give a rebate to students who settle early, and the scheme applies to all students regardless of religion or race.
Written in our own words from the original fatwa — check the source before acting on it.
Pihak PTPTN hendaklah memberikan rebit (إجراأً) kepada pelajar yang berjaya melaksanakan pembiayaan lebih awal daripada tamat tempoh perjanjian;
Read the full fatwa on the Selangor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Selangor State Mufti Department. “Fatwa Pembiayaan Pendidikan Perbadanan Tabung Pendidikan Tinggi Nasional (Ptptn) Berasaskan Konsep Ja’alah”, date not stated. https://www.muftiselangor.gov.my/2023/10/26/fatwa-pembiayaan-pendidikan-perbadanan-tabung-pendidikan-tinggi-nasional-ptptn-berasaskan-konsep-jaalah/. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/selangor-fatwa-ptptn-education-financing-jaalah/