FatwaPerakTransactions & Finance
Hukum pelan perlindungan Takaful Nasional.
Is it permissible to join the Takaful Nasional protection plan, and to invite others to join as an agent?
Short answer
Joining the Takaful Nasional protection plan is permissible because the takaful system is based on the principle of tabarru’ (donation), which accords with Islamic commercial dealings.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Perak State Mufti Department
- Status
- Opinion (irsyad)
- Series
- Soal Jawab
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Joining the Takaful Nasional protection plan is permissible because the takaful system is based on the principle of tabarru’ (donation), which accords with Islamic commercial dealings. The plan is regarded as beneficial to individuals and society in general. Therefore, acting as an agent and inviting others to join is also permissible, in line with the Islamic encouragement of mutual cooperation in good deeds.
Written in our own words from the original fatwa — check the source before acting on it.
Harus menggunakan pelan ini. Hal ini kerana Sistem Takaful adalah berasaskan dasar tabarru' (derma) yang bertepatan dengan muamalat Islam.
Read the full fatwa on the Perak website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Perak State Mufti Department. “Hukum pelan perlindungan Takaful Nasional.”, date not stated. https://mufti.perak.gov.my/component/content/article/soal-jawab?catid=2#discounts-4. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-takaful-nasional-protection-plan/