FatwaNegeri SembilanTransactions & Finance
Riba dalam pinjaman
Is interest on a bank loan permissible if the borrower must repay more than the original amount, for example for education?
Short answer
Interest or riba is any addition to the repayment of a debt beyond the original loan amount.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Negeri Sembilan Mufti Department
- Status
- Opinion (irsyad)
- Series
- Soal Jawab Agama
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Interest or riba is any addition to the repayment of a debt beyond the original loan amount. Riba in any form and for any reason is prohibited and ruled haram. The ruling remains even when the borrower and the lender agree and are willing to the added amount.
Written in our own words from the original fatwa — check the source before acting on it.
Interest/riba dalam bentuk dan alasan apa pun adalah dilarang oleh Allah s.wt dan hukum nya adalah haram.
Read the full fatwa on the Negeri Sembilan website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Negeri Sembilan Mufti Department. “Riba dalam pinjaman”, date not stated. https://muftins.gov.my/soaljawab/riba-dalam-pinjaman/. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-interest-in-bank-loans/