FatwaFederal TerritoriesTransactions & Finance
IRSYAD AL-HUKUM SIRI KE-950: HUKUM MENGENAKAN CAJ BAGI PERKHIDMATAN TUKAR DUIT RAYA
Is charging a fee for a Raya money exchange service considered riba?
Short answer
Charging a fee for exchanging Raya money is prohibited because it amounts to riba, as exchanging currency for currency must be of equal value and completed in the same session without delay.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad al-Hukum (Umum)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Charging a fee for exchanging Raya money is prohibited because it amounts to riba, as exchanging currency for currency must be of equal value and completed in the same session without delay. If a person merely acts as an agent exchanging the money with a third party, he may charge a service fee as an agent, provided the rate is clear and mutually agreed. If a person first exchanges a large sum and then offers exchange to others for a fee, the act is prohibited.
Written in our own words from the original fatwa — check the source before acting on it.
Hukum mengenakan caj bagi pertukaran duit raya adalah haram kerana ia termasuk dalam riba, iaitu apabila berlaku pertukaran wang dengan tambahan yang tidak dibenarkan oleh syarak.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “IRSYAD AL-HUKUM SIRI KE-950: HUKUM MENGENAKAN CAJ BAGI PERKHIDMATAN TUKAR DUIT RAYA”, 19 March 2026. https://muftiwp.gov.my/ms/artikel/irsyad-hukum/umum/6553-irsyad-al-hukum-siri-ke-950-hukum-mengenakan-caj-bagi-perkhidmatan-tukar-duit-raya. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-fees-for-raya-money-exchange/