FatwaSelangorHajj & Umrah
Hukum Skim Pinjaman Wang/Pembiayaan Daripada Koperasi Dan Seumpamanya Untuk Menunaikan Fardhu Haji Atau Umrah
Is it permissible to take a loan or financing from a cooperative to perform the Hajj or Umrah?
Short answer
This Selangor fatwa rules that a person may take on debt to perform Hajj or Umrah if he is confident of being able to repay it and his normal livelihood is not affected.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Selangor State Mufti Department
- Status
- Gazetted
- Series
- Keputusan Fatwa Diwartakan
- Topic
- Hajj & Umrah
Gazette evidence in the source: Sel. P.U. 14
Summary
This Selangor fatwa rules that a person may take on debt to perform Hajj or Umrah if he is confident of being able to repay it and his normal livelihood is not affected. The loan scheme must be run by a body or cooperative that upholds sincerity, mutual assistance, fairness and transparency. Its operations must also be free from elements of riba.
Written in our own words from the original fatwa — check the source before acting on it.
Adalah harus seseorang berhutang untuk menunaikan haji atau umrah sekiranya diyakini mampu membayar balik hutang tersebut dan ia tidak menjejaskan kehidupan normalnya.
Read the full fatwa on the Selangor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Selangor State Mufti Department. “Hukum Skim Pinjaman Wang/Pembiayaan Daripada Koperasi Dan Seumpamanya Untuk Menunaikan Fardhu Haji Atau Umrah”, date not stated. https://www.muftiselangor.gov.my/2023/10/28/hukum-skim-pinjaman-wang-pembiayaan-daripada-koperasi-dan-seumpamanya-untuk-menunaikan-fardhu-haji-atau-umrah/. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-on-cooperative-loans-for-hajj-umrah/