FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #1535: HUKUM WANG KUTU YANG DITERIMA SEBELUM MENINGGAL DUNIA
What is the ruling on kutu (rotating savings) money received before a person dies, and what happens to the unpaid remaining instalments?
Short answer
Kutu money already received by the deceased before death counts as inheritance and is distributed to the entitled heirs.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Kutu money already received by the deceased before death counts as inheritance and is distributed to the entitled heirs. The remaining monthly instalments are a debt owed to the other kutu members, and the heirs must settle them from the deceased's estate. If an heir is willing to bear the debt, the deceased is considered free of the burden once it is settled. The fatwa distinguishes a voluntary tabarru' undertaking, where the debt remains on the deceased because the heir may withdraw, from a guarantee, where the deceased's estate is used first and the guarantor covers any shortfall.
Written in our own words from the original fatwa — check the source before acting on it.
Kesimpulannya, menjawab kepada persoalan yang dikemukakan, kami katakan di sini bahawa wang kutu yang diterima sebelum si mati meninggal dunia adalah pusaka dan perlulah dibahagikan kepada para warisnya yang berhak.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #1535: HUKUM WANG KUTU YANG DITERIMA SEBELUM MENINGGAL DUNIA”, 16 January 2020. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/4003-al-kafi-1535-hukum-wang-kutu-yang-diterima-sebelum-meninggal-dunia. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-kutu-money-received-before-death/