FatwaJohorHajj & Umrah
MENDAPATKAN FATWA HUKUM MENGERJAKAN HAJI ATAU UMRAH DENGAN CARA BERHUTANG
Is it permissible to take a loan or go into debt to perform Hajj or Umrah?
Short answer
The Johor State Fatwa Committee ruled that taking a loan to perform Hajj or Umrah is permissible.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Johor State Mufti Department
- Date
- Status
- Fatwa committee decision
- Series
- Fatwa Negeri Johor
- Topic
- Hajj & Umrah
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The Johor State Fatwa Committee ruled that taking a loan to perform Hajj or Umrah is permissible. The conditions are that the borrower is able to repay in the future and that no burden falls on a third party if the borrower fails to repay. The lending body is advised to provide a clear loan form and to ensure an Islamic Takaful protection scheme covers cases such as death, disability or disappearance of the borrower.
Written in our own words from the original fatwa — check the source before acting on it.
Pinjaman untuk mengerjakan Haji atau Umrah diharuskan sekiranya terdapat kemampuan di dalam pembayaran (استطاعة مستقبلة) dan tidak ada bebanan ke atas orang ketiga sekiranya berlaku kegagalan ke atas peminjam di dalam pembayaran disebabkan sesuatu perkara.
Read the full fatwa on the Johor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Johor State Mufti Department. “MENDAPATKAN FATWA HUKUM MENGERJAKAN HAJI ATAU UMRAH DENGAN CARA BERHUTANG”, 1 April 2002. https://said.johor.gov.my/perkhidmatan/paparan_detail_fatwa.php?id=1098. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-hajj-umrah-performed-through-debt/