FatwaFederal TerritoriesTransactions & Finance
Fatwa Berkenaan Dengan Hukum Insurans Am Dan Hukum Menggunakan, Menternak Dan Berjual Beli Lintah Dan Cacing
What is the ruling on general insurance, and on using, breeding and trading leeches and worms?
Short answer
The 2008 Federal Territories fatwa rules that general insurance is not permissible and Muslims should avoid it.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Status
- Fatwa committee decision
- Series
- Keputusan Fatwa Wilayah Persekutuan (e-Fatwa)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The 2008 Federal Territories fatwa rules that general insurance is not permissible and Muslims should avoid it. It mentions takaful as the alternative to insurance. Using leeches and worms in medicine and as cosmetic ingredients is permissible. Breeding and trading these animals is also permissible on the basis of the benefits obtained from them.
Written in our own words from the original fatwa — check the source before acting on it.
Hukum Insurans Am adalah tidak harus2 dan umat Islam perlu menjauhinya.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “Fatwa Berkenaan Dengan Hukum Insurans Am Dan Hukum Menggunakan, Menternak Dan Berjual Beli Lintah Dan Cacing”, date not stated. https://efatwa.muftiwp.gov.my/fatwa/917385169e5d7eeefbd3fff028043424. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-general-insurance-leeches-worms-trade/