FatwaJohorTransactions & Finance
HUKUM MENDAPATKAN PERKHIDMATAN PERLINDUNGAN INSURAN SYARIKAT KONVENSIONAL
What is the ruling on obtaining protection coverage from a conventional insurance company?
Short answer
The Johor State Fatwa Committee decided that using the coverage services of a conventional insurance company is not permissible under Islamic law.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Johor State Mufti Department
- Date
- Status
- Fatwa committee decision
- Series
- Fatwa Negeri Johor
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The Johor State Fatwa Committee decided that using the coverage services of a conventional insurance company is not permissible under Islamic law. The only exception is when all takaful companies in Malaysia have refused to provide the service. Permission in that case rests on public interest (maslahah ammah), which is one of the objectives of Islamic legal rulings.
Written in our own words from the original fatwa — check the source before acting on it.
Tidak harus mengikut hukum syara' menggunakan perkhidmatan lindungan daripada syarikat insuran konvensional kecuali setelah semua syarikat takaful di Malaysia menolak untuk memberikan perkhidmatan tersebut.
Read the full fatwa on the Johor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Johor State Mufti Department. “HUKUM MENDAPATKAN PERKHIDMATAN PERLINDUNGAN INSURAN SYARIKAT KONVENSIONAL”, 29 December 2010. https://said.johor.gov.my/perkhidmatan/paparan_detail_fatwa.php?id=356. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-conventional-insurance-protection-coverage/