FatwaSarawakTransactions & Finance
Mengumpul mata ganjaran yang bukan hak milik
What is the ruling on collecting other people's reward points onto one's own reward card, such as Bonus Link or Mesra cards?
Short answer
Reward points belong to the original cardholder, so collecting them onto one's own card without permission amounts to taking another person's right and is prohibited, whether the value is large or small.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Sarawak State Mufti Department
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad (Koleksi Kemusykilan Agama)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Reward points belong to the original cardholder, so collecting them onto one's own card without permission amounts to taking another person's right and is prohibited, whether the value is large or small. Anyone who wishes to collect such points should ask the owner's permission at the time of the transaction. If this was done before, the person should seek forgiveness, repent and resolve not to repeat it.
Written in our own words from the original fatwa — check the source before acting on it.
Mengambil dan memiliki sesuatu yang bukan hak adalah dilarang dalam Islam sama ada banyak atau sedikit nilainya.
Read the full fatwa on the Sarawak website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Sarawak State Mufti Department. “Mengumpul mata ganjaran yang bukan hak milik”, 28 December 2022. https://muftinegeri.sarawak.gov.my/web/subpage/irsyad_list/#2022-12-28-mengumpul-mata-ganjaran-yang-bukan-hak-milik. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ruling-collecting-others-reward-points-card/