FatwaFederal TerritoriesTransactions & Finance
IRSYAD HUKUM SIRI KE-562: ADAKAH PERLU MENYUCIKAN WANG KWSP SELEPAS BERTUKAR KE AKAUN SIMPANAN SYARIAH?
Must EPF dividends earned before switching to a Shariah savings account be purified?
Short answer
Based on the decision of the National Council for Islamic Affairs, dividends from a conventional EPF savings account earned before switching to a Shariah account do not need to be purified.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Irsyad al-Hukum (Umum)
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Based on the decision of the National Council for Islamic Affairs, dividends from a conventional EPF savings account earned before switching to a Shariah account do not need to be purified. This is because members have no right of management (tasarruf) over their savings, which become theirs once they reach the stipulated age. If a member still wishes to purify the amount, the percentage of non-Shariah-compliant income is calculated starting from 2017 and given to public Muslim interests or to the state Baitulmal. Members still holding conventional accounts are advised to switch to a Shariah savings account promptly.
Written in our own words from the original fatwa — check the source before acting on it.
wang dividen yang diperoleh daripada akaun simpanan konvensional KWSP sebelum bertukar ke akaun simpanan Syariah tidak perlu dibersihkan kerana ahli tiada hak tasarruf (hak mengurus) dalam urusan simpanan mereka
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “IRSYAD HUKUM SIRI KE-562: ADAKAH PERLU MENYUCIKAN WANG KWSP SELEPAS BERTUKAR KE AKAUN SIMPANAN SYARIAH?”, 17 April 2021. https://muftiwp.gov.my/ms/artikel/irsyad-hukum/umum/4732-irsyad-al-fatwa-siri-ke-562-adakah-perlu-menyucikan-wang-kwsp-selepas-bertukar-ke-akaun-simpanan-syariah. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/purify-epf-dividend-before-shariah-account-switch/