FatwaFederal TerritoriesTransactions & Finance
AL-KAFI # 401 : HUTANG PTPTN MENYEBABKAN ROH TERGANTUNG DI LANGIT?
Will the soul of a person who dies owing a PTPTN loan be left suspended between heaven and earth?
Short answer
Citing the hadith that the soul of a believer is held back by his debt until it is settled, the fatwa explains that the deceased's affairs remain undetermined, good or bad, until the debt is cleared.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Citing the hadith that the soul of a believer is held back by his debt until it is settled, the fatwa explains that the deceased's affairs remain undetermined, good or bad, until the debt is cleared. The heirs are obliged to settle the debt from the deceased's estate, and they are permitted to use other funds to pay it. For the PTPTN loan, the questioner is advised to contact PTPTN to discuss a settlement, including a takaful protection claim.
Written in our own words from the original fatwa — check the source before acting on it.
Oleh disebabkan itu, wajib bagi para waris untuk menyelesaikan hutang berkenaan daripada harta si mati, dan harus bagi mereka menggunakan kewangan lain untuk melangsaikan hutang tersebut.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI # 401 : HUTANG PTPTN MENYEBABKAN ROH TERGANTUNG DI LANGIT?”, 12 October 2016. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/1288-al-kafi-401-hutang-ptptn-menyebabkan-roh-tergantung-di-langit. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/ptptn-debt-soul-suspended-after-death/