FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #2036: ADAKAH PENILAI HARTANAH TERLIBAT DENGAN DOSA RIBA JIKA PEMBELI MENGAMBIL PINJAMAN KONVENSIONAL
Is a property valuer implicated in the sin of riba if the buyer takes a conventional loan?
Short answer
A property valuer is not implicated in the sin of riba when a buyer takes a conventional loan to purchase the valued property.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
A property valuer is not implicated in the sin of riba when a buyer takes a conventional loan to purchase the valued property. The valuer's work is limited to determining market value and preparing a valuation report, and does not involve the riba loan transaction. The fee comes from the valuation work rather than a sales commission, so it is not regarded as directly assisting in riba.
Written in our own words from the original fatwa — check the source before acting on it.
Seorang penilai hartanah tidak terlibat dengan dosa riba jika pembeli mengambil pinjaman konvensional untuk membeli hartanah tersebut.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #2036: ADAKAH PENILAI HARTANAH TERLIBAT DENGAN DOSA RIBA JIKA PEMBELI MENGAMBIL PINJAMAN KONVENSIONAL”, 18 August 2025. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/6348-al-kafi-2036-adakah-penilai-hartanah-terlibat-dengan-dosa-riba-jika-pembeli-mengambil-pinjaman-konvensional. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/property-valuer-involved-riba-conventional-loan/