FatwaNegeri SembilanHajj & Umrah
Buat pinjaman untuk haji
What is the status of performing Hajj using a personal loan from an Islamic bank?
Short answer
A person who is in debt is not considered financially able. Financial ability is a necessary condition for Hajj to be obligatory.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Negeri Sembilan Mufti Department
- Status
- Opinion (irsyad)
- Series
- Soal Jawab Agama
- Topic
- Hajj & Umrah
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
A person who is in debt is not considered financially able. Financial ability is a necessary condition for Hajj to be obligatory. Therefore, taking a personal loan to go for Hajj does not make a person able in terms of the obligation of Hajj.
Written in our own words from the original fatwa — check the source before acting on it.
Orang yang berhutang tidak dikira sebagai orang yang berkemampuan. Syarat wajib untuk pergi menunaikan haji ialah berkemampuan.
Read the full fatwa on the Negeri Sembilan website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Negeri Sembilan Mufti Department. “Buat pinjaman untuk haji”, date not stated. https://muftins.gov.my/soaljawab/buat-pinjaman-untuk-haji/. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/personal-loan-for-performing-hajj/