FatwaFederal TerritoriesZakat
Isu bayar zakat secara kredit dan memindahkan zakat
Is it permissible to pay zakat by credit card, and what is the ruling on transferring zakat abroad?
Short answer
Zakat should properly be paid in cash, so using a credit card is not ideal.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Zakat
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Zakat should properly be paid in cash, so using a credit card is not ideal. According to some scholars it is acceptable if the payer actually has the money and merely uses a credit service, provided the service is Shariah-compliant. The fatwa advises using a debit card as a safer option. On transferring zakat, the matter is best left to the Baitul Mal or the state zakat centre to decide a suitable amount, since zakat is preferably distributed in the state where it was collected.
Written in our own words from the original fatwa — check the source before acting on it.
Zakat sewajarnya dibayar secara tunai maka penggunaan kad kredit tidak tidak tepat, kecuali jika seseorang itu memang memiliki duit tetapi menggunakan perkhidmatan kredit untuk membayar zakat, itu tidak mengapa mengikut pendapat sebahagian ulama.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “Isu bayar zakat secara kredit dan memindahkan zakat”, 2 February 2016. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/1735-isu-bayar-zakat-secara-kredit-dan-memindahkan-zakat. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/paying-zakat-by-credit-card-and-transfer/