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FatwaFederal TerritoriesZakat

AL-KAFI #533 : BAYAR ZAKAT MENGGUNAKAN KAEDAH 'BANK-IN'

Is it permissible to pay zakat by bank transfer directly to the account of needy people or madrasahs without going through PPZ?

Short answer

Paying zakat by bank transfer is permissible provided its conditions are met.

Federal TerritoriesOpinion (irsyad)

A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.

Authority
Federal Territories Mufti Office
Date
Status
Opinion (irsyad)
Series
Al-Kafi li al-Fatawi
Topic
Zakat

No evidence of gazettement in the source — this is not a gazetted fatwa.

Summary

Paying zakat by bank transfer is permissible provided its conditions are met. However, the fatwa advises giving zakat through PPZ, as it is an appointed body of the ruler, distributes fairly and in an orderly way among the asnaf, and avoids the problem of funds not reaching recipients. The baitul mal also needs zakat to distribute to all eight categories of recipients.

Written in our own words from the original fatwa — check the source before acting on it.

Hukumnya adalah dibolehkan zakat dibayar melalui bank ini apabila memenuhi syarat-syaratnya.

Excerpt from the original fatwa · Federal Territories

Read the full fatwa on the Federal Territories website (new tab)

How to cite

Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.

Federal Territories Mufti Office. “AL-KAFI #533 : BAYAR ZAKAT MENGGUNAKAN KAEDAH 'BANK-IN'”, 20 February 2017. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/1015-al-kafi-533-bayar-zakat-menggunakan-kaedah-bank-in. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/paying-zakat-by-bank-transfer-without-ppz/