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Khairat Kematian

May Muslims join a death benefit (khairat kematian) scheme whose members include both Muslims and non-Muslims?

Short answer

The Muzakarah ruled that the death benefit scheme run by the National Electricity Board is permissible in Islamic law.

NationalFatwa committee decision

A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.

Authority
National Fatwa Committee (JAKIM)
Date
Status
Fatwa committee decision
Series
Kompilasi Pandangan Hukum Muzakarah Jawatankuasa Fatwa MKI (JAKIM, terbitan 2016)
Topic
Transactions & Finance

No evidence of gazettement in the source — this is not a gazetted fatwa.

Summary

The Muzakarah ruled that the death benefit scheme run by the National Electricity Board is permissible in Islamic law. Muslim participation in a scheme with mixed Muslim and non-Muslim members is also permissible. The conditions are that the funds paid out are not used for non-Muslim religious activities, and that members intend their contributions as mutual assistance, not as support for non-Muslim religious matters. Assistance for social activities is allowed, while helping non-Muslim religious activities is not.

Written in our own words from the original fatwa — check the source before acting on it.

Penyertaan orang Islam dalam Kumpulan Khairat Kematian yang ahlinya bercampur antara orang Islam dengan bukan Islam adalah harus dengan syarat mereka hendaklah meniatkan wang yang disumbangkan kerana tujuan bantuan

Excerpt from the original fatwa · National

Read the full fatwa on the National website (new tab)

How to cite

Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.

National Fatwa Committee (JAKIM). “Khairat Kematian”, 25 February 1987. https://www.islam.gov.my/images/ePenerbitan/KOMPILASI_MUZAKARAH_MKI_2016.pdf#khairat-kematian. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/muslims-joining-mixed-death-benefit-scheme-ruling/