FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #249: HARGA JUALAN ANSURAN LEBIH TINGGI DARIPADA JUALAN TUNAI
Is it prohibited to set an instalment sale price higher than the cash price?
Short answer
The ruling depends on the structure of the contract. If a single contract contains two prices, a cash price and a different instalment price, it is prohibited.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The ruling depends on the structure of the contract. If a single contract contains two prices, a cash price and a different instalment price, it is prohibited. If each price is fixed in a separate contract, one for cash and one for instalments, it is permissible.
Written in our own words from the original fatwa — check the source before acting on it.
jika jual beli itu mengandungi dua harga bagi satu akad, maka hukum haram.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #249: HARGA JUALAN ANSURAN LEBIH TINGGI DARIPADA JUALAN TUNAI”, 18 April 2016. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/1383-al-kafi-249-harga-jualan-ansuran-lebih-tinggi-daripada-jualan-tunai. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/instalment-price-higher-than-cash-price/