FatwaJohorInheritance, Wills & Gifts
KEMUSYKILAN AGAMA – FATWA BERKENAAN INSURAN NYAWA BERKELOMPOK
What is the ruling on group life insurance benefits left by a deceased person and how should they be handled?
Short answer
The insurance protection benefit left by the deceased is treated as inheritance property.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Johor State Mufti Department
- Date
- Status
- Fatwa committee decision
- Series
- Fatwa Negeri Johor
- Topic
- Inheritance, Wills & Gifts
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The insurance protection benefit left by the deceased is treated as inheritance property. A nominee named in the agreement may be accepted if a true heir and no other eligible heirs are left out, but a bequest of the insurance to one heir is invalid because there is no bequest for an heir. The company is asked to pay the children through Amanah Raya Berhad once a faraid certificate is obtained from the relevant religious office.
Written in our own words from the original fatwa — check the source before acting on it.
Harta dalam bentuk cagaran perlindungan (insuran) yang ditinggalkan oleh simati dikira sebagai harta pusaka.
Read the full fatwa on the Johor website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Johor State Mufti Department. “KEMUSYKILAN AGAMA – FATWA BERKENAAN INSURAN NYAWA BERKELOMPOK”, 20 October 2000. https://said.johor.gov.my/perkhidmatan/paparan_detail_fatwa.php?id=1440. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/group-life-insurance-ruling-inheritance-property/