FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #49 : ADAB DAN ETIKA BERHUTANG
How can a debtor ease the burden of debt, and how should a lender behave when he insults a debtor who cannot pay?
Short answer
The fatwa advises against borrowing unless necessary and beyond one's ability to repay.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
The fatwa advises against borrowing unless necessary and beyond one's ability to repay. A debtor should resolve to repay without delay, pray often for the debt to be settled using the supplication taught by the Prophet ﷺ, and work diligently. A lender is told not to curse the debtor but to pray that he will be able to repay, since lending is a good deed with great reward.
Written in our own words from the original fatwa — check the source before acting on it.
Seterusnya, elakkan daripada memaki orang yang berhutang dengannya tetapi ganti dengan berdoa agar dia membayar akan hutangnya.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #49 : ADAB DAN ETIKA BERHUTANG”, 15 May 2015. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/1629-hutang. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/etiquette-of-borrowing-and-lending-debt/