FatwaFederal TerritoriesTransactions & Finance
AL-KAFI #939: PENGHUTANG TIDAK MAMPU UNTUK MELANGSAIKAN HUTANG
What should a lender do when a borrower delays repayment because he is unable to settle the debt?
Short answer
Repaying a debt is obligatory on every debtor, and delaying payment by someone who is able to pay is forbidden.
A reference, not a fatwa. First sentence of the summary below — read the original fatwa and consult your state authority before acting.
- Authority
- Federal Territories Mufti Office
- Date
- Status
- Opinion (irsyad)
- Series
- Al-Kafi li al-Fatawi
- Topic
- Transactions & Finance
No evidence of gazettement in the source — this is not a gazetted fatwa.
Summary
Repaying a debt is obligatory on every debtor, and delaying payment by someone who is able to pay is forbidden. If the debtor cannot pay because of hardship, the creditor is advised to grant more time until the debtor is at ease, based on Surah al-Baqarah verse 280. The ruling adds that it is better still for the creditor to forgive the debt.
Written in our own words from the original fatwa — check the source before acting on it.
Pertama sekali, kami tegaskan bahawa hukum melangsaikan hutang adalah wajib ke atas setiap penghutang.
Read the full fatwa on the Federal Territories website (new tab)
How to cite
Cite the original fatwa and its authority. Rujuk Fatwa is only where you found it.
Federal Territories Mufti Office. “AL-KAFI #939: PENGHUTANG TIDAK MAMPU UNTUK MELANGSAIKAN HUTANG”, 7 December 2018. https://muftiwp.gov.my/ms/artikel/al-kafi-li-al-fatawi/2841-al-kafi-939-penghutang-tidak-mampu-untuk-melangsaikan-hutang. Found via Rujuk Fatwa: https://rujukfatwa.com/en/fatwa/debtor-unable-to-repay-debt/